If your child is in need of braces, probably your biggest concern is what they are going to cost and what the best way is to get the braces for the best price possible. Braces are expensive, but for most they are an investment that they willing to make on their children to ensure they have a nice healthy smile.
Braces vary greatly in their costs, depending on a number of different factors such as the type of braces, how long you will have to wear the braces, and the amount of dental assistance that is available to you either by a discount dental plan or though dental insurance.
- Metal - Metal Braces are the most common type of braces. The average price of metal braces are about $5,000. Although $5,000 may seem like a lot, metal braces are generally the most affordable; and with a discount dental plan the price can normally be reduced substantially.
- Clear – Clear braces are becoming a very popular option for minimal to moderate teeth correction. Generally the costs of these braces run from $4,000 to $5,000.
- Lingual – These braces typically go on the back of your teeth and remain for the most part hidden. However, they come with a price that generally is in the range of $6,000 to $8,000 and your dental insurance policy probably will not be much help to you, if you decide to go this route.
When it comes to braces, dental insurance can be sort of “hit or miss”. A lot of general dental policies do not cover braces and others that do cover braces only cover them up to $1,000 to $1,500. This is something you will want to investigate very carefully before you commit to anything, so you can avoid any hidden costs or surprise bills.
Another cost to keep in mind with braces, is the amount of times you will need to have them adjusted. Every time they are adjusted you are billed, so if your dental insurance is not going to be much help you may find yourself treading in some deep dental bills.
Dental Schools are an option for people who do not have any other options. For those people without dental insurance, but still want their children to have a good smile; you may find a local college that will do the dental procedure for a reduced rate. However, quality and experience will be lacking, but it is at least a low cost option for those who just can’t afford any other method.
Discount Dental Plans
Discount Dental Plans are probably the most effective and affordable option. They generally provide the most bang for your buck. You can generally expect savings of up to 60% off. Additionally they are not subject to all of the limitations that dental insurance is. Discount dental plans do not have any annual maximum, deductibles, copays, or exclusions. The process is simple, you just sign up and then you receive access to all the dentists that are on their network. These dentists agree to work at a reduced rate for the benefit they receive from being part of the network. Making sure your children have a great smile and healthy teeth is most likely a big concern for any parent.
If you are fortunate to have dental insurance that covers a part of the bill for the braces, but does not cover the whole thing. You can always use the discount dental plans on top of the dental insurance to help reduce the “out-of-pocket” expenses even further.
It is important to make sure that you are getting the most for your money. By educating yourself on the different types of braces and different ways to afford them you can help provide your family with a great dental future.